Cards like the *capital one venture card* and the *venture x* are among our favorites to earn miles – you earn 2x miles on every purchase, every time you swipe your card. But if you want to rack up even more miles on your everyday purchases, you need to be paying attention to Capital One Offers.
Think of these as digital coupons exclusively for Capital One cardholders: Make a purchase at an eligible retailer and you'll get a bonus. But while you'd previously only earn cash back (or trigger a statement credit), you can now earn Capital One miles through these offers – and those can easily be far more valuable.
They're similar to Amex Offers for American Express cards or Chase Offers for Chase cardholders. But in many cases, the mileage bonuses we're now seeing for Capital One cardholders can be even more lucrative.
Here's just a small sample of the hundreds of offers from clothing retailers and big box stores to online travel agencies and even airlines currently available as of publication. You can see offers for 3x Capital One miles on your purchase … to as much as 30x miles. And these offers are changing all the time.
Really, it acts as a shopping portal, much like Rakuten. Just log into your Capital One account, check out your current offers, click through to the retailers site, and make your purchase. While you'll obviously need a Capital One card to be eligible for these offers, the terms and conditions don't require you to actually make the purchase on your card in order to earn the extra miles – though you might want to, just to be safe.
These offers rotate regularly. If you're about to buy something online with your Capital One card, make a habit of checking your Capital One Offers first to see if you can do better than earning 2x miles on your purchase.
How to Find & Use Capital One Offers
To see what offers you have available, simply log into your Capital One account. You'll find the offers at the bottom of the homepage. Click “View all offers” to be taken to the full list.
From there, you'll be able to see all the offers currently available to you right now.
Choose the offer you're interested in, and click the offer link. You'll then be directed to the retailer or company's website.
If you make an eligible purchase through that link, you'll see the miles in your Capital One account. Capital One says bonus miles are typically paid out within 45 days, but it could take longer.
Like we said before, you may not even have to use your Capital One card in order to earn the bonus miles – just logging in and clicking through Capital One offers before making your purchase may be enough. The terms and conditions for most offers state only that you “must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.”
Bottom Line
If you've got a Capital One card and you're doing any online shopping, it's worth checking out your Capital One offers to see if you can earn any extra miles on your purchases.
Now, Capital One allows you to earn miles with these shopping offers, rather than cashback or statement credits. And while it's still early, some of these offers can be incredibly lucrative.