Capital One Transfer Partners: How & Where to Transfer Your Miles

The popular *capone venture* has long been a fan-favorite among travelers, thanks to how easy it is to both earn and redeem miles toward a trip. But with the introduction of the *venture x* a few years back and other changes, travelers hoping to make the most of their Capital One miles would be wise to study up on Capital One's growing list of transfer partners.

First introduced a few years back, Capital One allows you to transfer your miles to nearly 20 specific airline and hotel programs. That means you can turn your Capital One miles into points with Air Canada, Virgin Atlantic, Turkish Airlines, and many more. And in most cases, these miles transfer on a 1:1 basis.

That adds some incredibly valuable ways to use your Capital One miles beyond the easy-to-use feature for covering travel purchases. But sending miles to Capital One's transfer partners also comes with some confusion. Are these transfers really worth it? How do they work? And when should you transfer Capital One miles?

Let's take a look.
 

18 Capital One Transfer Partners at Your Fingertips

Before we dive into the nuts and bolts of transferring points, here's how it works.

Currently, you can transfer points from your *capone venture*, *venture x*, and several other cards from your account straight to 18 airline and hotel programs.

Best of all, most transfer on a 1:1 basis, meaning transferring 1,000 Capital One miles gets you 1,000 airline miles in your account. Transfers to EVA convert on a poorer, 2:1.5 basis. Transfers to Accor are worse yet, with a transfer ratio of 2:1.

But for the vast majority of the options at your disposal, transferring miles is an even trade. If you've got 60,000 miles stashed away from your Venture Card, you can easily get 60,00 miles with British Airways. Or 60,000 Air Canada Aeroplan points. Or 60,000 Turkish Airlines miles.

Where Can I Find a List of All Capital One Transfer Partner Options?

Here's the full list of options:

There are some real winners here, while others might be more of an afterthought. We'll go into which Capital One transfer partner options are your best bets in a bit.

Book Direct or Transfer? Do the Math

Now you know where you can transfer those Capital One miles. But when should you, and is it a good deal? That's more complicated.

You can book a flight on any airline by paying with your Capital One Venture card, then using miles to cover that charge. When you use miles this way, you'll get 1 cent for every mile. That means you can make a $200 flight purchase and cover it with 20,000 Capital One miles.

But these Capital One transfer partners open up another option. And at times, it can be far more valuable.

Read more: Save Points When Booking Flights – Transfer Them to an Airline Partner

Let’s look at a transatlantic flight from Minneapolis-St. Paul (MSP) to Paris-Charles de Gaulle (CDG) next spring, when prices were looking quite high.

How Much Can I Save Transferring Points?

Flying nonstop on either Air France or Delta from Minneapolis to Paris, it'd cost you a whopping $1,755 for roundtrip flights next May.

Going the traditional route, you could book directly with Air France, charge it to your Capital One card, then go back and remove the charge … but since every mile gets you 1 cent toward travel, it'd take 175,500 Capital One miles.

Or … you could transfer points to Virgin Red to book these exact same Air France flights using Virgin Atlantic Flying Club. The cost? Just 30,000 miles and $88 in fees. In this case, transferring miles could save you more than 140,000 Capital One miles! 

It won't always work out so neatly. When cash prices are cheap, you're often better off booking the flight, then going back to erase the purchase. Each transfer partner places different values on different routes and redemptions, so you won't always get such an outstanding deal as above. And you need to find the award availability to actually book these flights with miles through a Capital One transfer partner.

We could do dozens of examples. But it boils down to this: You need to do the math to get the most out of your Capital One miles. It will vary on a case-by-case basis whether it’s better to pay directly or utilize a transfer partner.

If there’s one general rule of thumb: Is the cash fare cheap? Did you find a great deal on Google Flights or from your Thrifty Traveler Premium membership and want to pay with points? Your best bet is probably booking directly with the airline and using your Capital One miles to erase the purchase from your statement.

If not, it’s worth exploring transfer partners to see if you can save some points. That's especially true if you're interested in booking an international flight in first or business class, as Capital One has some partners that really shine for these aspirational redemptions. 

The Best Capital One Transfer Partners

With nearly 20 airline and hotel programs at your disposal, there are plenty of options to use your Capital One miles. Some are far better than others … and some aren't really worth considering at all.

Here's a quick glance at what we consider the best of the best.

• Aeroplan is the airline program for Air Canada with a strong award chart, and it’s a great way to book Star Alliance flights globally. That includes United flights from the West Coast to Hawaii, business class flights from the U.S. to Asia on excellent airlines like EVA Air and ANA for as low as 75,000 miles each way, and many more. Read our guide to Air Canada Aeroplan!
• You can use Avianca Lifemiles to book Star Alliance partners like United, Lufthansa, ANA and many more. It has a good award chart for domestic flights in the U.S. as well as international trips. But better yet, they pass on few fees and no fuel surcharges, so the cash price on an award ticket booked through Avianca will be low.

• Flying Blue is the combined mileage program for Air France and KLM, and it’s another program worth keeping in mind. It's one of the best ways to book business class abroad, with one-way flights bookable for as low as 50,000 miles each way. Oh, and keep an eye out for promo rewards flights, with big discounts on flying between the U.S. and Europe.
• Finnair is a stellar option nowadays after the airline adopted Avios as its mileage program. It's great for booking Finnair business class between the U.S. and Finland … but also now one of the cheapest ways to book many flights operated by American Airlines or Alaska Airlines whether you want to fly within the continental U.S., head out to Hawaii, or hop down to the Caribbean.
• And then there’s Singapore Airlines. It's one of the world's top-rated airlines, and it’s got one of the best business class and first class cabins – and the only way to book them is with Singapore miles.
• Turkish Miles & Smiles is a real hidden gem here – and transferring Capital One miles is one of the few easy ways to earn them. You won't find a cheaper way to get to Hawaii, as the program charges just 20,000 miles roundtrip to fly United out to the islands and back. It's also got a solid option to get to Europe in Turkish Airlines business class, with flights that cost just 65,000 miles each way. Just beware: Turkish's website is not so easy to navigate. Booking these stellar rewards may require a phone call.
• Wyndham is a goofy hotel chain … but if you play it right, there's huge value in transferring Capital One miles here. That's because Wyndham allows you to book select Vacasa vacation rentals for as low as 15,000 points per night.

Other mileage programs like British Airways, Cathay Pacific, Virgin Red (the new loyalty program that includes Virgin Atlantic), and Emirates have their place, too. Many of the other options – especially the hotel programs like Accor – are fairly weak and generally not worth considering except in niche situations.

How to Transfer Capital One Partners' Miles

Luckily, Capital One has made transferring miles easy to navigate.

Start by logging into your Capital One account either on a computer or on the mobile app. On your home page, you'll see the number of miles you've earned listed, with an option to redeem.

Once you've clicked redeem, you'll see a host of options for using your miles. You can book a flight, hotel, or rental car directly through the new and improved Capital One travel portal. You can cover travel purchases with your miles. Or, you can transfer your miles to one of their airline or hotel partners.

Choose “Convert Rewards” and you'll see the full list of all Capital One transfer partner options. Select which program you'd like to transfer miles to and click “Transfer Miles.”

Oh, and watch for frequent transfer bonuses to select Capital One transfer partners. Every few months, Capital One will roll out a bonus of 15% to 40%, giving you more airline miles when you transfer your miles to certain programs. For example, Capital One recently offered a 30% bonus to Virgin Red.

Once you choose your transfer partner, you'll get a prompt to enter your frequent flyer account information. Keep in mind that the name on your Capital One account must match your frequent flyer account. So if you're hoping to immediately transfer points to a friend or family member – even an authorized user on your Venture X account, for example – you're out of luck.

Once you've linked your frequent flyer account, it's time to decide how many points to transfer. Beware that Capital One may automatically enter all of your available miles in that space, so tweak it as needed.

You'll need to transfer at least 1,000 miles at a time … but from there, you can transfer in 100-mile increments. That's quite nice, as it means you can tailor your transfer to closer fit the total amount needed. Other programs like American Express Membership Rewards and Chase Ultimate Rewards always require you to transfer points in increments of 1,000.

Just remember: These points transfers are a one-way street. Once you send the miles to an airline partner, you cannot get them back to your Capital One account. That makes it critical to make sure the award flight you want to book is available before you transfer points. Read our guide to finding award availability to make sure you know the right tools and tactics.

Once you've hit complete transfer, you're done! Capital One says most miles will deposit into your airline or hotel account within the same day – and perhaps instantaneously. Some others can take up to five business days.

How to Earn Capital One Miles

The Capital One Venture X card might just be the best travel credit card we’ve ever seen.

The *venture x* is the bank’s very first premium travel card. Think of it as a souped-up version of the ever-popular Capital One Venture Rewards Credit Card that’s chock full of extra benefits: Access to Capital One Lounges and Priority Pass lounges, a $300 annual travel credit, a credit for Global Entry or TSA PreCheck, great travel and rental car insurance protection, points and more. The annual fee clocks in at $395 a year, but the benefits can easily outweigh that.

Here’s the best part about the card: You can currently earn 75,000 miles after spending $4,000 in the first three months. Considering you earn at least 2x for every dollar you spend on the Venture X Card, you’ll earn a total of at least 83,000 miles.

Learn more about the *venture x*.
 

Meanwhile, the *capone venture* remains truly one of the best travel credit cards for beginners. And if it's a big bonus you're after, now's the time. 

bonus_miles_full (or even more if you use Capital One transfer partners. This bonus ends Monday, Sept. 9!

You also earn 2x points on every purchase and even get a credit that covers the cost of Global Entry or TSA PreCheck – all for a card with a $95 annual fee.
 

Learn more about the *capone venture*.
 

Those still aren't the only cards that can transfer miles. You can also transfer miles from the no-annual-fee *capone ventureone* and the Capital One Spark Miles Select for business cards. The VentureOne card earns 1.25x miles per dollar spent on all purchases and the Spark Miles Select card earns 1.5x miles per dollar on all purchases.

The VentureOne card has no annual fee but offers lower miles-earning opportunities: 1.25X miles on every purchase. You can also currently earn bonus_miles_full

Learn more about the card_name

Bottom Line

Capital One has made transferring miles to their 18 airline and hotel partners more valuable, with nearly all transferring at a 1:1 ratio. But just because you can, doesn't mean you should.

Remember to factor in the transfer times, use the right partners, and do the math to make sure you're getting the most out of those points. Do it right, and you can come out far, far ahead by using some of these Capital One transfer partners and points.